Now accepting applications

Music Funding For

Artists, By Artists

Structured advances for independent artists. Sub-licences for breakout records. Optional publishing collection. Dedicated support from people who built their own labels. Fair, transparent, artist-first.

Confidential review. We'll respond within 7 days.

Built by artistsFor artistsArtist-OwnedFairIndependentBuilt by artistsFor artistsArtist-OwnedFairIndependent

Confidential by default

Your data stays private throughout the entire process.

Dedicated relationship manager

A real person handles your deal from start to finish.

Built by artists for artists

Our team has built their own music and managed record labels. We understand your world.

Artist-first principles

Every decision we make prioritizes what's best for independent artists and their catalogues.

How it works

Four steps to funding

From first click to a structured offer. The entire process is designed to be fast, confidential and clear.

01
Step 01

Open the app

Create a confidential account and start your review in minutes.

02
Step 02

Upload statements

Upload your distributor royalty statements as CSV files.

03
Step 03

Eligibility check

We review your catalogue, rights and revenue patterns.

04
Step 04

Offer or response

Receive a structured offer or a clear response within 7 days.

Products

Two structures, one principle

6-36 months / 2-7 years

Structured advances

  • Capital for releases, touring, marketing or operational costs
  • Recoupment from a defined share of streaming and sales revenue
  • Full transparency on reporting, with optional buyback after recoup
Performance-aligned

Sub-licences for breakout records

  • Designed for records already performing that need scale and strategic support
  • Fixed-term licence with defined territory and rights scope
  • Dedicated relationship manager ensures your catalogue is managed effectively
  • Support structured around the record's trajectory
Fair terms

Principles, not fine print

Every deal we structure follows the same set of principles. They exist to protect artists and ensure long-term alignment.

Built by artists for artists — our team has made music and managed catalogues

Dedicated relationship manager from application through repayment

Plain-English terms that you can read and understand without a lawyer

Transparent recoupment tracking and regular reporting

Creative control stays with the artist at all times

Optional buyback or step-down after recoup

Clear scope: defined term, territory and rights

ARTISTS
Who it's for

Independent artists with traction

No minimum follower count. No genre requirement. We look at a handful of practical signals.

01Consistent royalty income from streaming, sales or sync
02Clear rights ownership or a transparent distribution agreement
03Distributor statements available as CSV exports
04A catalogue with active listeners and a discernible growth trend
FAQ

Common questions

You will create a confidential account, upload your distributor royalty statements, and submit a short profile. We will review your application and respond within 7 days.

We accept CSV exports from all major distributors, including DistroKid, TuneCore, CD Baby, AWAL, Ditto and others. If you are unsure whether your format is supported, get in touch.

We review your catalogue's revenue history, rights ownership structure, and growth trajectory. There is no single threshold — we assess each application individually.

Within 7 days of a complete submission. If we need additional information, we will let you know promptly.

Structured advances typically run for 6 to 36 months or 2 to 7 years. Sub-licences are tailored to the record. All terms are written in plain English with transparent recoupment.

No. Capindie does not take ownership of your recordings or compositions. Structured advances involve a revenue share for a defined period. Sub-licences are fixed-term agreements with clear scope.

A structured advance provides upfront capital that recoups from future royalties over a set period. A sub-licence is a fixed-term agreement for a specific record, typically used when that record is already gaining traction and needs additional support.

Once an advance is fully recouped, we offer optional buyback and step-down mechanisms. The specifics are agreed upfront and documented clearly in your agreement.

Capital partners

Deploy capital into independent music

We work with institutional and private capital partners who share our commitment to fair, transparent structures. Capindie handles origination, servicing and reporting.

Request partner info

Curated opportunities

Pre-vetted opportunities in independent music, sourced and structured by Capindie.

Standardised reporting

Investment memos and transparent financial reporting throughout the lifecycle.

Full servicing

Collection, monitoring and ongoing portfolio management handled end to end.

Check eligibility in minutes

Your review is confidential. Upload your statements and receive a response within 7 days.

Open the app

No commitment required. Confidential from start to finish.